I don't understand. If you had cash, why not buy a house instead?
Credit is the last thing you need if you have a job and cash.
Credit is all but useless IMO. Having a good job/ proveable income and cash will always be king
people spend way too much time worrying about how to get their credit level high. I see no use unless you have some bright idea and no money to start a business.
The amount of money you will lose alone just to get a higher credit rating is proof in itself.
79 K5 blazer, 6" lift 38x15" tires d44/12b lockers and chromoly axles ,6.2L GM diesel - Waste Vegetable Oil conversion - cross over steering,14"SAW nitrogen shocks, beefed shackles, shackle flip, winch/ bumpers, diff covers.
94 CBR 600 naked, handbraked, -1 +3 sprockets, one wheel operation mod
"I'm sorry, nothing quite says, "F- You, I'm from Texas" like an all-business, stripped-down K5."