New bike financing?

[Vertnut]

Some of these "credit card" financing deals at Honda or Yamaha are a little confusing, if not misleading. Does anyone have any experience with how these work. I was looking at some used bikes , but now I'm thinking new, and really don't have the $8-$10k cash right now. My personal banks I deal with are rediculous on rates, even with my score at 750+. Any ideas?

[lowthreeohz]

Credit union. got 3.5 pts less than WF wanted to give me thru Tarrant co. credit union

[Sgt Beavis]

Community CU FTMF.... oh wait... They became the POS Viewpoint bank....

Nevermind.

[$leepyLx]

texans credit union got me 8.65 on a personal loan

[fordracing19]

https://www.penfed.org/productsAndRates/loans/vehicleLoans/motorcycleLoans.asp

New Motorcycle Loan Rates
6.49% APR* 12 to 48 months $6,000 - $9,999
6.49% APR* 12 to 60 months $10,000 - $30,000
Used Motorcycle Loan Rates
6.49% APR* 12 to 48 months $6,000 - $9,999
6.49% APR* 12 to 60 months $10,000 - $30,000

[big pappa pump]

https://www.penfed.org/productsAndRates/loans/vehicleLoans/motorcycleLoans.asp

New Motorcycle Loan Rates
6.49% APR* 12 to 48 months $6,000 - $9,999
6.49% APR* 12 to 60 months $10,000 - $30,000
Used Motorcycle Loan Rates
6.49% APR* 12 to 48 months $6,000 - $9,999
6.49% APR* 12 to 60 months $10,000 - $30,000

From what their site says, its for military only or family of military.

[fordracing19]

From what their site says, its for military only or family of military.
https://www.penfed.org/membershipApplication/2008/nmfa.asp

$20 to join. Was well worth it on what I saved on interest.