finaincing a bike

[LINCOLN BOY]

any one have a clue on what the credit score has to be to get a bike finc.

[Txstang1]

At least high 600's, probably higher

[$leepyLx]

mine is a 670 and i cant even finance a moped. apparently its my "age" (19)

[lolo89cpe]

LOL moped

[HobieF3]

It's one of those "if you have to ask, you can't" kind of deals. Most of the time you need to be on the good side of things to be able to finance a bike. There are dealers out there that will finance you, but after mega interest, be prepared to pay 200% market value for the bike.

any one have a clue on what the credit score has to be to get a bike finc.

[kenny c]

most motorcycle financing is just done with a credit card

Example: Honda uses the "honda card" and their main option is HSBC, which is a credit card company. So when I bought my dirt bike, I applied with HSBC and then shopped around at different Honda dealers for the best deal.

[slobra01]

ive been told 650 as long as you have previous history, and if your financing a bike get ready to get fucked. Try getting a private loan from the bank and just paying cash at the dealership

[LX331]

most motorcycle financing is just done with a credit card

Example: Honda uses the "honda card" and their main option is HSBC, which is a credit card company. So when I bought my dirt bike, I applied with HSBC and then shopped around at different Honda dealers for the best deal.


When I bought my 4 wheeler they had me fill out a credit card application. Sold the wheeler a few years later and went to the dealership and used the same account with my credit limit and bought a bike.

[LINCOLN BOY]

dam you bad credit.....where do i sign up to get a social security no. i wanna start new iwth someone elses I.D. that has good credit. seem to be easy to get s.s. no. mexican do it all the time

[fordracing19]

I use www.penfed.org 6.49% right now New or Used.

[72F100390bb]

My score was 620 when I financed my bike through Honda Financial a few months ago. It was easy, but I had 2k down. They didnt even check employment or verify anything. I was approved over the phone, went a picked up my bike and signed. Didnt even make a copy of my license, or require insurance proof

[SSMAN]

most motorcycle financing is just done with a credit card

Example: Honda uses the "honda card" and their main option is HSBC, which is a credit card company. So when I bought my dirt bike, I applied with HSBC and then shopped around at different Honda dealers for the best deal.


Yup, I put mine on a zero percent interest card for 18 months. Well technically it cost me $93.00 with the transfer fee. Still beats any interest rate on a loan. I will have it paid for before then.

[Sean88gt]

A kid that works for me has shit credit (18 negatives) and is around a 605 or so, he just bought an 08 R6, zero down. The finance guy told him that 600+ was almost instant approval.

[LINCOLN BOY]

i need 25 more point to be at 600. come on 25 daddy need a new honda

[lowthreeohz]

use a credit union for financing

[Sean88gt]

i need 25 more point to be at 600. come on 25 daddy need a new honda
How do you get a 575? Maybe you should consider paying cash as monthly payments don't seem to be your thing :p

[LINCOLN BOY]

How do you get a 575? Maybe you should consider paying cash as monthly payments don't seem to be your thing :p

thats why what i have is paid for......i want a newer bike and dont have that much saved up