View Full Version : Bike loans
fordracing19
09-07-2005, 02:02 PM
Who is your bike loan through and what apr? Looking to get an 06 Harley in a few months and HD credit will only do 7.99 or 6.99 if I buy the esp.
BlueLT1SS
09-07-2005, 02:10 PM
mines 2.9% for four years from GE Capital or something like that.
eastsidetorino
09-07-2005, 02:13 PM
The dealership is going to rape you on interest. Id check out other possibilities first.
bucky
09-07-2005, 06:34 PM
My last loan was through Suzuki at 9.9%.
Suzuki uses Household finance so i transferred the whole balance to a 0% credit card and have payed most of it off over the last 9 months.
DFWminis
09-08-2005, 12:37 AM
Look in to credit unions..I got mine for 5.9%
jrstang
09-08-2005, 01:12 AM
I think texas fedral credit union is like 4.9 but its simple not compounded intrest so you save alot more. But if you go that route better make sure you have a big down payament they want like 25%.
runninhorn
09-08-2005, 08:47 AM
stay Away From Household!!!
bcoop
09-08-2005, 05:45 PM
I think texas fedral credit union is like 4.9 but its simple not compounded intrest so you save alot more. But if you go that route better make sure you have a big down payament they want like 25%.
Fuck Texas Federal Credit Union.
Saladbar
09-12-2005, 04:24 PM
stay Away From Household!!!
As long as you make payments on time.. They're not bad to finance through. Other than the fact that they are sub-prime lender = higher interest rates.
runninhorn
09-12-2005, 11:39 PM
As long as you make payments on time.. They're not bad to finance through. Other than the fact that they are sub-prime lender = higher interest rates.
thats just the reason to stay away, is because of the unreal interest rates, AND the 0 Down, $3x dollars a month thing for so many months. Ive seen so many people get those deals and come 5 years later they still owe over $6k on the bike.
musclestang89
09-12-2005, 11:50 PM
My last loan was through Suzuki at 9.9%.
Suzuki uses Household finance so i transferred the whole balance to a 0% credit card and have payed most of it off over the last 9 months.
that what I'm going to do after I sell my jetski or if it gets payed of before then.
sleeperLS
09-12-2005, 11:51 PM
Alot of people end up this way and end up being screwed. But alot of smarter people that cannot get financed threw other places and are smart and send waay over the payment and get it paid off or atleast paid down anuf to refinance with their bank.
thats just the reason to stay away, is because of the unreal interest rates, AND the 0 Down, $3x dollars a month thing for so many months. Ive seen so many people get those deals and come 5 years later they still owe over $6k on the bike.
ThreeFingerPete
09-13-2005, 12:12 AM
6.9% and I double up on payments and overpay whenever possible.
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