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View Full Version : Thinking of getting a bike?


stunter bob
03-14-2005, 06:13 PM
well i give in i want a bike so bad now i can taste it
im looking into getting a gsxr 750..now keep in mind ive never ridden a bike...ive ridden dirtbikes and some banshees but i want a croth rocket now
wheres the best place to get a bike like this financed for a 19 year old guy like myself?
how much is insurance gonna run me?
how much is the payments going to be a month?
i just need to know the best place to go to get the best deal possible.
also is it better to get a used bike beings its my first one?
any info will be much appreciated

bucky
03-14-2005, 07:00 PM
You probably wont be able to get financing with no credit.Pay cash.
Insurance will probably double or triple your bike payment if you carry full coverage if you are able to get financed.
Payments depend on how much you finance.An $8000 bike at around 7% APR will set you back about $150-170 for 60 months.

Dude, just buy a cash bike and learn on it.You have plenty of time in the future to buy a newer sportbike.

stunter bob
03-14-2005, 07:04 PM
well i dont have that much cash if i save that much up im gonna put something on the car
thats y i need to get one financed

BlueLT1SS
03-15-2005, 09:32 AM
not sure youd want a newer bike, but if so you could have a co-signer and take over my loan.

PerformanceRed4.6GT
03-15-2005, 10:20 AM
My 03 R1 is the very first croch rocket I had ever riden. It was fun riding it off the lot when I bought it. Like you I grew up riding dirtbikes.

stunter bob
03-15-2005, 09:28 PM
well i still dont know how much im gonna be spending on bike a month as far as payments
anyone here have a gsxr 600 cause thats what im getting now
i heard that insurance is only like 250 a year..but is that for full coverage or just liability

eastsidetorino
03-15-2005, 09:31 PM
I'm riding a gsxr 600. My insurance started out as $350 a year for full coverage and went up to $750 when I realized that $10,000 personal injury protection wasnt going to help me much. Of course, the bike is financed in my uncles name, and he has almost perfect credit. I'm just on as a "rider" to keep everythign cheap.

stunter bob
03-15-2005, 09:35 PM
ok so how much are u paying a month for ur bike
and do u pay the insurace up front or just like regualar insurance...monthly

eastsidetorino
03-15-2005, 09:44 PM
My insurance is twice a year. My bike payment minimum is like $70, but I'm trying to pay $400 a month on it (get it paid off asap)

stunter bob
03-15-2005, 10:17 PM
did u make a down payment or not
im prolly gonna have to do the first time buyer deal if i cant find a cosigner
what insurance company are u with
im not trying 20 questions but i wanna know what to do instead of learning from my mistakes

A+
03-19-2005, 04:58 PM
good luck on getting a bike! I want another one really really bad. I make good money but still cant get financed. If you find a place let me know :)